The Law Offices of Todd D. Beauregard, P.C. with locations in Lowell MA, Concord, North Andover and Boston will help you understand the issues related to personal bankruptcy. By applying your unique facts to the federal law we can help clients faced with insolvency explore their remedies. This process requires trained professionals, skilled to work within the federal bankruptcy system in Massachusetts and or New Hampshire so the client can decide how their desired result can best be achieved.
What Is Bankruptcy?
Getting a fresh start thru a debt relief program can stop the harassing calls, provide peace of mind and possibly help to keep your car and your home. Bankruptcy is a legal method, under federal law, to discharge or relieve your debt. Although there is no guarantee that all debt can be relieved, the goal is to lift the burden of oppressive debt off your shoulders.
Are You Receiving Threatening Collection Calls?
All creditors are required by law to conduct themselves in a commercially reasonable fashion. After you make the decision to utilize bankruptcy as your choice to relieve your debt, there is an automatic “stay”, a prohibition, for debt collectors to continue their collection efforts. Once you inform them that you have obtained legal services and are planning to discharge their debt in bankruptcy, collection agencies and agents are required by law to stop contacting you.
WHY CHOOSE US?
- Personalized Service
- 5 Experienced and Dedicated Lawyers
- Detail Oriented Law Firm
- Fast and Efficient
- Over 15 Years’ Experience
- Todd D. Beauregard has a proven track record for success.
If you discover that you’ve gotten in over your head and are now receiving threatening or harassing phone calls from creditors, you need to speak with an experienced and knowledgeable attorney. We can help determine the options you have as it related to discharging your debt through bankruptcy. While you are in bankruptcy, the bankruptcy code requires creditors to stop all collection efforts against you.
Should I File for Bankruptcy?
Bankruptcy is the legal method for you to discharge or relieve your debt. While no one is guaranteed to wipe out all debt, many debtors are given such relief. The goal is to lift the weight of oppressive debt and provide you with a fresh start.
There are some challenges. First, the plan is extended over 3 to 5 years, so that means 3 to 5 years’ worth of income are tied up in repayment. Some workers are ineligible for Chapter 13 such as stock and commodities brokers. Lastly, Chapter 13 candidates cannot owe more than $1 million.
Benefits of Filing Bankruptcy
– Eliminates debt, provides a fresh start
– May be able to keep your car and home
– Avoids foreclosure
– Stops the harassing phone calls
– Offers peace of mind
We are a debt relief agency. We assist people in filing for relief under the bankruptcy code.
If you’re considering bankruptcy, you need to call an experienced attorney.
We’re ready to help you explore your options.
For a Free Consultation Call – 978-275-1919
We look forward to guiding you through this difficult time.
Woburn MA, Burlington, Belmont, Lexington, Watertown, Waltham, Arlington, Medford, Cambridge, Winchester, Wilmington, North reading, Melrose, Lowell, Chelmsford, Andover, Bedford, Billerica, Dracut, Lawrence, Methuen, North Andover, Tewksbury, Westford, Wilmington, Nashua NH, Manchester, Bedford, Merrimack, Hudson, Amherst and Hollis NH.