Bankruptcy FAQ’s

>Bankruptcy FAQ’s
Bankruptcy FAQ’s 2018-05-07T13:58:59+00:00

The Law Offices of Todd D. Beauregard, P.C. with locations in Lowell MA, Concord, North Andover and Boston will help you understand the issues related to personal bankruptcy. By applying your unique facts to the federal law we can help clients faced with insolvency explore their remedies. This process requires trained professionals, skilled to work within the federal bankruptcy system in Massachusetts and or New Hampshire so the client can decide how their desired result can best be achieved.

Bankruptcy FAQ’s

Benefits of Filing Bankruptcy 2018-05-07T13:57:21+00:00
  • Eliminates debt, provides a fresh start
  • May be able to keep your car and home
  • Avoids foreclosure
  • Stops the harassing phone calls
  • Offers peace of mind
Should I File for Bankruptcy? 2018-05-07T13:56:14+00:00

Bankruptcy is the legal method for you to discharge or relieve your debt. While no one is guaranteed to wipe out all debt, many debtors are given such relief. The goal is to lift the weight of oppressive debt and provide you with a fresh start.

There are some challenges. First, the plan is extended over 3 to 5 years, so that means 3 to 5 years’ worth of income are tied up in repayment. Some workers are ineligible for Chapter 13 such as stock and commodities brokers. Lastly, Chapter 13 candidates cannot owe more than $1 million.

WHY CHOOSE US? 2018-05-07T13:55:37+00:00
  • Personalized Service
  • 5 Experienced and Dedicated Lawyers
  • Detail Oriented Law Firm
  • Fast and Efficient
  • Over 15 Years’ Experience
  • Todd D. Beauregard has a proven track record for success.

If you discover that you’ve gotten in over your head and are now receiving threatening or harassing phone calls from creditors, you need to speak with an experienced and knowledgeable attorney. We can help determine the options you have as it related to discharging your debt through bankruptcy. While you are in bankruptcy, the bankruptcy code requires creditors to stop all collection efforts against you.

Are You Receiving Threatening Collection Calls? 2018-05-07T13:54:42+00:00

All creditors are required by law to conduct themselves in a commercially reasonable fashion. After you make the decision to utilize bankruptcy as your choice to relieve your debt, there is an automatic “stay”, a prohibition, for debt collectors to continue their collection efforts. Once you inform them that you have obtained legal services and are planning to discharge their debt in bankruptcy, collection agencies and agents are required by law to stop contacting you.

What Is Bankruptcy? 2018-05-07T13:53:54+00:00

Getting a fresh start thru a debt relief program can stop the harassing calls, provide peace of mind and possibly help to keep your car and your home. Bankruptcy is a legal method, under federal law, to discharge or relieve your debt. Although there is no guarantee that all debt can be relieved, the goal is to lift the burden of oppressive debt off your shoulders.

We are a debt relief agency. We assist people in filing for relief under the bankruptcy code.

If you’re considering bankruptcy, you need to call an experienced attorney. We’re ready to help you explore your options. For free consultation fill the form below.


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I was in need of a family law expert immediately and I didn’t know where to start from, but after a few google searches and multiple calls to different law firms who could not accommodate my case in that short amount of time, The Law Office of Todd D. Beauregard P.C said yes to me. Attorney Todd Beauregard and the team at Todd D. Beauregard P.C worked very hard on my case beginning in the District Court all the way to the Probate & Family Court. I had the “Justice League” on my side – Attorney Beauregard, his associate Attorney Talbot and Paralegals Kathleen and Anabela, very knowledgeable in their respective rolls, were straight forward and applied the law to build a strong foundation for my case. I liked that they listened to me and gave good me counsel; they responded to my questions promptly be it in person, by phone or email; they acted in a professional manner and were always courteous. Attorney Todd Beauregard has over 18 years of experience and I tell you experience counts, because you won’t have to waste time and most importantly money over petty issues. Attorney Todd Beauregard was always on time and prepared for court. I would highly recommend Attorney Todd Beauregard and The Law Office of Todd D. Beauregard P.C to any one without reservation. I appreciate all that Attorney Todd Beauregard and The Law Office of Todd D. Beauregard P.C have done for me.
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25 Central Street Lowell, MA 01852

Phone: 1.978.275.1919

Web: ToddBeauregardLaw.Com