Workers Compensation Laws in Woburn Massachusetts

Woburn Massachusetts worker’s compensation laws require that all employees, with a few exceptions, should have insurance coverage. The insurance will pay for medical expenses and disability benefits when you are incapacitated due to an injury or an illness at work.

You will need to understand workers compensation laws in Woburn Massachusetts. This will help you determine the best cause of action in case you sustain an injury at your workplace.  Here are a few things you need to know.

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WORKERS COMPENSATION FAQ’s

Employer’s Coverage

Employers in Woburn MA are required to display information about workers compensation and the insurance carrier. The information should be displayed prominently in an area that is accessible to all employees. You can therefore get information about your employer’s insurance carrier from the poster in your break room or common area at your workplace.

The Massachusetts Labor and Workforce website provides information about your employer’s insurance carrier. The proof of coverage tool is an easy to use tool on their website that can provide all the required information.

Insurance Coverage

Any illnesses or injuries that you sustained while you were at work ought to be covered. You can file a worker’s compensation claim as long as the illness or the injury happened when you were at your employer’s premises or were performing part of your job.

Woburn Massachusetts is based on a no-fault worker’s compensation policy. This means that you do not need to prove that your employer’s action led to your injury or illness. As long as the illness or injury happened when you were at your employers premises or working on an aspect of the job elsewhere you are eligible for workers compensation.

If you sustain an injury in Woburn Massachusetts, you need to report it as soon as you can. Reporting early could help avoid skepticism from insurance companies. Late reporting may push you to seek the services of a personal injury attorney in Massachusetts due to the high level of skepticism from the providers.

 

Benefits

Temporary disability benefits: If an illness or an injury keeps you away from work for more than six days, you are entitled to temporary total disability benefits. You are to receive two thirds of your weekly wage as long as the total amount is below the limit set by law.

Partial Incapacity: If your doctor gives you a partial incapacity rating, you are entitled to 60% of your weekly wage but the amount should be less than 75% of what you received for temporary disability benefits.

Total Incapacity/ Permanent Disability: These benefits are for those who cannot return to work due to injury. If it is determined that you cannot continue working in any meaningful capacity, you are entitled to 60% of your weekly wage for a maximum period of time set by law (156 weeks).

The insurance company can decide to reject your claim. This can happen due to many reasons such as filing insurance claims late, or lack of a proper medical report. You can appeal the decision within four years. At this stage you may require the services of a worker compensation lawyer in Woburn MA.

TODD D. BEAUREGARD PC. ATTORNEYS

Law Offices of Todd D. Beauregard

Areas Served

Woburn MA, Burlington, Belmont, Lexington, Watertown, Waltham, Arlington, Medford, Cambridge, Winchester, Wilmington, North reading, Melrose, Lowell, Chelmsford, Andover, Bedford, Billerica, Dracut, Lawrence, Methuen, North Andover, Tewksbury, Westford, Wilmington, Nashua NH, Manchester, Bedford, Merrimack, Hudson, Amherst and Hollis NH.